from 2,500+ reviews
4.9/5 rating

Build Your Dreams
with Tamil Nadu's Most Trusted
Chit Fund Partner

Join over 50,000 members across Tamil Nadu who trust Jaysel Chit Funds with their financial goals. Experience transparent, regulated, and reliable registered chit fund services in Erode and beyond.

Govt. Registered Chit Fund
50,000+ Customers Served
25+ Years of Trust in Chit Funds
Happy Indian family planning secure savings with Jaysel Chit Funds investment plans
Secure Investment
High Returns
Tax Benefits
ABOUT JAYSEL CHIT FUNDS

Chit Fund Plans in Tamil Nadu for Every Need

Choose from our diverse range of registered chit fund plans designed to meet your financial goals and secure investment preferences in Erode and Tamil Nadu.

50,000+

Served

4.9/5

Customer Rating

50

Years Experience

Government Registered Chit Fund

Fully compliant with the Chit Funds Act, 1982

Secure Investment

Your funds are protected by robust security measures

Quick Processing

Fast and efficient service delivery

High Returns

Competitive returns on your investments

Team of Jaysel Chit Funds experts discussing secure savings plans
50+ Years of Surabhi
Group Excellence
SURABHI GROUP

A Legacy of Trust and Financial Excellence

Jaysel Chit Funds is part of the prestigious Surabhi Group, bringing decades of financial expertise and trust to serve Tamil Nadu better.

Our Vision

To be the most trusted financial partner, empowering individuals and businesses to achieve their financial goals through innovative chit fund solutions.

Our Mission

To provide transparent, secure, and accessible financial services that create lasting value for our customers and communities.

Surabhi Group Companies

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Surabhi Group Finance

Financial Services

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Madus Bancore Nidhi Limited

Mutual Benefit Corporation

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Flairspace

Technology Solutions

50+
Years of Excellence
100K+
Happy Customers
₹50Cr+
Assets Managed
FLEXIBLE CHIT FUND PLANS

Chit Fund Investment Plans for Every Need

From small secure savings to large investments, we have a registered chit fund plan in Tamil Nadu that matches your financial goals.

Starter Plans

₹50,000 - ₹2,00,000

Perfect for first-time investors and regular savings goals

  • Low monthly contributions
  • Flexible payment options
  • Simple documentation

Growth Plans

₹2,00,000 - ₹10,00,000

Designed for wealth creation and medium-term goals

  • Competitive returns
  • Priority processing
  • Dedicated support

Premium Plans

₹10,00,000 - ₹50,00,000

High-value plans for significant investments

  • Highest returns potential
  • VIP relationship manager
  • Customized solutions

All our chit funds are registered and regulated under the Chit Funds Act, 1982. Terms and conditions apply. Returns may vary based on auction outcomes.

HOW IT WORKS

Chit Funds Made Simple

Save steadily. Borrow flexibly. All the power of chit funds—without the complexity.

1

Pick Your Plan

Choose a chit that matches your goals

2

Save Monthly

Regular savings build your fund

3

Win Your Fund

Get funds when you need them most

4

Grow Your Wealth

Benefit from the difference

TESTIMONIALS

What Our Members Say

Join thousands of satisfied members who trust us with their financial goals

Priya Sharma

Chennai

Jaysel Chit Funds helped me save for my daughter's education. The process was transparent and the returns were better than expected. Highly recommended!"

Rajesh Kumar

Coimbatore

As a small business owner, I've found Jaysel's chit funds to be a reliable way to manage my cash flow. The team is professional and the process is hassle-free.

Lakshmi Menon

Madurai

I've been a member for 5 years now. The returns are consistent and the customer service is excellent. They've helped me achieve my financial goals.

Arun Verma

Salem

The flexibility of their chit fund schemes is impressive. I could choose a plan that perfectly matched my investment goals. The team is very supportive.

Meera Patel

Erode

The online portal makes it easy to track investments and make payments. Quick responses from the support team whenever needed. Modern and efficient!

Sundar Raman

Trichy

Used their chit fund for my home renovation. The interest rates were much better than bank loans, and the process was smooth from start to finish.

FAQ

Common Questions about Chit Funds

Find answers to frequently asked questions about registered chit funds and Jaysel Chit Funds company in Tamil Nadu.

A chit fund is a savings and credit instrument where a group of people agree to contribute a fixed amount periodically. Members can bid for the collected amount, making it a flexible way to save and borrow.

Our chit funds are registered under the Chit Funds Act, 1982, and are regulated by the government. We maintain complete transparency and follow all legal requirements to ensure your investments are secure.

Monthly auctions are held where members can bid for the collected amount. The lowest bidder wins, and the difference between the total amount and the winning bid is distributed among all members as dividend.

Required documents include: ID proof (Aadhaar/PAN), address proof, income proof, and recent photographs. Additional documents may be required for higher-value chits.

Dividend earned from chit funds is taxable under 'Income from Other Sources'. However, businesses can claim subscription amounts as business expenses. Consult your tax advisor for detailed benefits.

We are part of the prestigious Surabhi Group, bringing over five decades of financial expertise. We're one of 's most trusted chit fund companies, serving 50,000+ members.

Our 50+ years of experience, transparent operations, dedicated customer support, and wide range of chit values from ₹50,000 to ₹50,00,000 make us a preferred choice for all investment needs.

Visit our office or contact us online. Our relationship manager will guide you through available plans, documentation, and enrollment process. We also offer doorstep service for document collection.

We operate Monday to Friday from 10am to 6pm, and Saturday from 10am to 2pm. Our customer support is available during these hours to assist you.

We offer multiple payment options including online transfer, auto-debit, cheque, and cash at our office. We also provide payment reminders and receipts for all transactions.